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FNB Deposit Accounts

First National Bank has an array of deposit services to meet your needs. In addition to regular checking and savings accounts and CDs, we offer FIRST INSURED MONEY MARKET ACCOUNTS and FDIA's. All checking and savings accounts are accessible by ATM cards nationwide.

Listed below are the different accounts we have to offer. For more information on these accounts and the fees involved with each account contact the NEW ACCOUNTS department today.

Checking Accounts:
Regular Checking Account
First Budget Account
First 85 Club Account
62 Years and Better
Thrift Account
Student Account
First Basic Account
First Now Account
FIMMA(First Insured Money Market Account)
Commercial/Business Account

Savings Accounts:
Regular Savings Account
Children's Savings Account

Certificates Of Deposit:
CD's are available in amounts of $500.00 and up and terms from 30 days and up.
A FDIA is similar to a CD and provides the same initial interest rate but is variable. It also allows the depositor to add to the account in amounts greater than $100.00 This account can have partial or full withdrawls before maturity with a penalty.

Individual Retirement Account:
IRAs are available in fixed and variable rates.

Savings Bonds:
A good way to save or invest is U.S. Government Savings Bonds. Some customers choose savings bonds as a way to save for children's education. We provide Series EE and Series I Savings Bonds. We can also convert your Series EE bonds to Series H Bonds or redeem your bonds using the Redemption Tables available through the U.S. Treasury Department. For more information about the value of U.S. Savings Bonds, click on this address: www.savingsbond.gov and click on the Savings Bond Calculator for redemption values.

* By clicking on the above site you will be leaving the FNB Website and entering a non-affiliated site.

American Express Travelers Cheques:
First National Bank offers American Express Travelers Cheques to anyone during regular lobby hours of 9:00 a.m.-3:00 p.m. Monday-Thursday and 9:00 a.m.-5:00 p.m. Friday. Cheques are issued in $20, $50, and $100 denominations for one or two signatures. Travelers Cheques are refundable if lost or stolen providing that you have your receipt of purchase. First National Bank can help you recover your loss with this receipt. See any of our friendly tellers during lobby hours. For more information regarding American Express Travelers Cheques please click here?

* By clicking on any of the above sites you will be leaving the FNB Web site and entering a non-affiliated site.

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Elkhart:

Monday-
Thursday
Friday
Lobby: 9 - 3 9 - 5
Drive-up: 8 - 3:30 8 - 5

Rolla:

Monday-
Thursday
Friday
Drive-up: 9 - 3 9 - 3; 3:30 - 5

Express Banking-800-591-5740
Open 24 hours a day



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