We're glad you're here!

Production agriculture comes in all shapes and sizes, from the hobby farmer to the family corporation. Whatever your "shape or size," we understand the business of production agriculture and the risks and rewards inherent in the business.

We have developed a program that helps both lenders and producers understand financial position, net worth progress, and repayment capacity. We take this and other information to figure net breakeven prices (which account for operating expenses, debt service, living expenses, and projected income taxes) for all commodities to empower the farmer to make the most informed marketing decisions for that respective operation. We feel marketing is a key component of any successful farming or ranching operation; therefore, we devote a lot of time and effort to help you recognize a profitable price for your commodities.

If you are interested in more than competitive rates, with payments and terms that are designed to meet your needs, give us a call.

Here are a few of the areas in agriculture where we would like to serve you:

• Annual, multi advance, operating line-of-credit;
• Machinery and equipment loans or leases;
• Sprinkler leases;
• Real estate financing and improvement;
• Cow/Calf operating line-of-credit;
• Cow/Calf acquisition and expansion with an amortized term note;
• Stocker, feeder, and fat cattle loans; and
• Inventory, receivables and working capital loans.

We have tried to add a few links to various Web sites that you might find useful. Please browse around: if you see something you like you can click this page or any other page and save it as a favorite.

Also, we would like to hear from you. Please click on the e-mail link below to contact Dan or Shan.

info@fnbelkhart.com

Thanks

We would also like to give you a few of our favorite links. We use them frequently for information on various industries. If you have some others you would like to see, please e-mail us or call and let us know.

Thanks

1. Cattle Auction Page

   Texhoma Livestock Auction-Weekly Sales Report

   Winter Livestock Auction

2. Local Weather (set for Elkhart, or you can enter your own zip code)

3. COMMODITY PRICES

   KC-10-minute delay

    

4. COMMODITY CHARTS

   Corn

   KC Wheat

   Chicago Wheat

   Soybeans

   Feeder Cattle

   Live Cattle

   * By clicking on any of the above sites you will be leaving the FNB Web site and entering a non-affiliated site.

5. Please remember that new crops trade on the following months:

   Corn-December of this year

   Wheat-July of this year

   Soybeans-November of this year

6. If you would like to link to our database of current prices, outlook, and pricing strategy, please click here

7. Dr. Wayne D. Purcell who is very knowledgeable and gives a very brief weekly outlook to commodities

   * By clicking on any of the above sites you will be leaving the FNB Web site and entering a non-affiliated site.

8. Also, if you would like to look at some current comments concerning the markets please click below:

   CORN AND WHEAT

   LIVESTOCK

* By clicking on any of the above sites you will be leaving the FNB Web site and entering a non-affiliated site.

We can't help everybody, but we would like to help you. Give us a call and see if our combined years of Ag lending experience, together with innovative software, can help you!!