At First National Bank we have consumer loans to fit your needs with the personal touch that only a community bank can provide. All loan evaluations are done in house in a timely manner. The same officer who receives your application, whether it is an online application or a paper one will make your loan decision. We want your banking experience to be a pleasurable one, not something you dread.

Types Of Loans Available

• New and Used Vehicle Loans
• Personal Loans
• Recreational Vehicle Loans
• Watercraft, Motorcycle & ATV Loans
• Mobile Home Loans
• Real Estate Loans

Our Deposit Secured loans allow you to purchase what you need without depleting your account balance. You also get an interest rate savings, as the rate is 2% above the deposit account rate, no matter what you need the loan for! Contact us for more details.

Payment Types
We have payment schedules to meet your individual needs. From traditional monthly installment plans to bi-weekly payments to fixed dollar payments of your choice. We can set up a loan to do what you need it to do, all with terms and rates to fit your specific need. Ask about our Automatic Payment Plan and get a break on your interest rate!

Other Features
We can also provide Credit Life and Accident and Health Insurance on your loan if you would like. Just ask one of the Loan Officers for program details.

Get the loan you want! Fill out an Online Application and submit to us at info@fnbelkhart.com or pick one up in Elkhart or Rolla today!

Do you know what your vehicle is worth? Check out www.nadaguides.com to find out. This site will also give you the value of campers, motor homes, motorcycles, atvs, watercraft and mobile homes. Have a classic car? You can value a car or pickup back to 1926! Check it out.

* By clicking on the above site you will be leaving the FNB Website and entering a non-affiliated site.

Do you have questions about your credit or want to see what is on your credit report? For a copy of your credit report, call or write Trans Union at the following address:

Trans Union/Consumer Relations
2 Baldwin Place
P.O. Box 1000
Chester, PA 19022
(800) 888-4213

* Check out these other sites for up to date financial information on personal finance, money markets, investing and more:

http://cnnfn.cnn.com/markets/personalfinance/

http://www.fool.com/pf.htm?ref=G02A05

http://moneycentral.msn.com/home.asp

http://www.better-investing.org/

http://www.kiplinger.com/magazine/

* By clicking on any of the above sites you will be leaving the FNB Web site and entering a non-affiliated site.

For additional questions or comments about Consumer Loans at First National Bank, contact Bob, Moe, Shan or Dan. We would like to hear from you!