• At The First National Bank we strive to give exceptional service to all accounts and customers. In addition, we occasionally offer special programs or features for the benefit of our customers. Please periodically check back to this section of the Website for any special promotions that we might be running for either loans, deposits, website specials, or miscellaneous specials connected with various programs regarding our banking services.

• We would also like to give you a quick insight concerning how the Bank determines your interest rates, either paid to you through deposit accounts or received from you in loan payments.

  On deposit accounts, we offer both fixed and variable rate instruments, which are stair-stepped according to length and size. We offer products that are a fixed-deposit amount, as well as products that you may add to the deposit over time. We also offer products in which you draw interest and you can withdraw money at your convenience.

  If you have any questions or would like additional information concerning our deposit accounts, please click to go to the deposit section of our website.

• In the Loan Department, we offer fixed and variable rate loans. The type of collateral and the corresponding income that will be used to repay the loan determines the length to maturity, repayment options, and interest rate.

  If you have any questions regarding any of our loan products, we would encourage you to please click and visit the loan section of this website, where you can see our respective loan classifications, and additional information regarding each of the options.

If you have any other questions, please feel free to e-mail us and we will try to handle your inquiry as quickly as possible.